There are often business funding requirements where Lease, Lease Purchase or Hire Purchase facilities do not fit. For example where a business needs to undertake refurbishment in order to meet changes in legislation, business expansion and development or just upgrade the working environment.

As this is considered to be intangible funding the best way to do this is through a Business Loan.

Many businesses tend to go directly to their Bank. However Bank loans and overdrafts should always be left free to cover the day to day working capital and cash-flow of a business. Unlike Bank facilities a Business Loan is usually unsecured, leaves existing credit lines, and is not repayable on demand.